I know the idea of just giving away free money so people don't need to work for a living sounds great, but you have to operate under the assumption that people are absolute bastards & the few that game the system will end up ruining it for the good people.
Agreed, but giving people money won't reduce crime. The only real solution is to make law enforcement unprofitable & eliminate victimless crimes. I liked the idea of making criminals do some kind of community service instead of sitting around a cell, but that would simply replace making a profit with making people into slaves.
When cars were new there were no traffic lights. As roads got bigger, more complex & cars could go faster, they became necessary. There needed to be a way to tell people when to stop & when to go to prevent crashes. Then laws were created to make money off of it, prioritizing profitability over common sense. Now the system is more automated, but has gotten more expensive to maintain. In my county, you can be completely alone at an intersection with total visibility in every direction, but if you turn right while the light is still red, you'll end up with a $180 ticket. Speaking as a relative of a county worker who worked on installing the red light cameras, they do deliberately shorten the length of the yellow light once installed, simply to trick people into blowing a red light.
Free market in healthcare seems to be the only real solution. Reintroduce competition into business & basic health insurance would probably drop to around what car insurance costs, depending where you live. Hospitals would also be cheaper because they're in bed with the insurance companies & the only reason hospital bills can get so comically high is to punish people for not having insurance & scare others into getting it despite the excessive cost.
Quality, not quantity.
Our educational system is largely an over-glorified daycare until highschool & many college degrees are worthless, yet kids go into colleges thinking that if they got a dipoma, they're basically qualified for a job, when a women's studies degree might get them a job teaching a women's studies class. Schooling needs to take better advantage of technology, not having it's price be reduced to the point where it's essentially another level of mandatory education.
Last year I took a summer class for the hell of it after having been out of college for years & it was like pulling teeth. I could have learned everything that was taught in that semester in a week if I didn't have to listen to a professor struggle to get the barely-awake class to participate at 8am. At least I didn't waste my money on a textbook.
This, I'll agree is an issue. People would have more money if we weren't taxed so much. Companies would pay more if there wasn't mountains of licenses, fees & regulations that make operating expensive. If it was simpler & easier for people to start a company without a bunch of red tape, there'd be more competitive prices.
I think it's also important that people stop thinking in terms of employer-employee relationships. There's only a customer-salesman relationship, the hand money goes from to the hand it goes into. If your customer(boss) doesn't think they're getting their money's worth they'll "shop" somewhere else.